Archives

Black Industrialist Programme – Rhetoric and Reality

The number of Broad-Based Black Economic Empowerment (“B-BBEE”) transactions has increased significantly since the promulgation of the B-BBEE Act in 2003 and its corresponding charters; a step further than the BEE, with the purpose of being more inclusive...

EIB Awards for Innovation and Social Impact

At the third EIB Southern Africa SME & Microfinance Academy, the European Investment Bank (EIB), the bank of the European Union, honoured three leading inclusive financial institutions in Southern Africa for innovative solutions and social impact in Micro, Small and Medium Enterprise finance...

Human Touch in a Digital Age (Kenya)

Ten years after the advent of M-PESA, Kenya is arguably inclusive digital finance’s most mature market and one of its ongoing innovation epicenters...

Fashion & Apparel

As styles and shopping behavior change, so must business models...

Female Participation in the Botswanan Economy

  Botswana has taken significant steps towards diversifying its economy. These include diversification away from the historically diamond-heavy economy, reducing unemployment and the empowerment of women. Female entrepreneurs are on the rise in Botswana. The Mastercard Index of Women Entrepreneurs (which tracks the percentage of female business ownership in 54 countries), ranked Botswana second in the world in 2017, with female business ownership at 34.6% (a close second to Uganda at 34.8% – Saudi Arabia scored the lowest at 1.5%). Not only are Botswanan women stepping out of the shadow of their male counterparts in terms of business ownership, but... View Article

Improving South Africa’s Payments Infrastructure

  BankservAfrica has recognised the need for significant improvement of South Africa’s payments infrastructure. The focus of BankservAfrica for 2018 will be keeping South Africa’s payments infrastructure in-line with the advancing of a digital economy and to promote financial inclusion. According to Emile Burger, the COO of BankservAfrica, “Design-phase talks were being held with bank executives and the Payments Association of South Africa on what the future payments architecture should look like.” The consensus is that it should be affordable and easily accessible if it is to promote financial inclusion. An open-source software released by the Bill & Melinda Gates... View Article