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Date: 1 September 2023

ExpressCredit Finance Group has been integrated into Eleving Group

Verdant Capital is advising ExpressCredit on its debt capital raising.

The founders and shareholders of ExpressCredit Finance Group (ExpressCredit) have agreed to integrate ExpressCredit into Eleving Group’s global business portfolio.

ExpressCredit is an inclusive lender operating in Sub-Saharan Africa (Botswana, Namibia, Zambia, and Lesotho). The company was established in 2016, and its core business is microfinance and inclusive lending across all its markets of operation. The full range of products includes government payroll loans, payroll loans to private companies, salary advance loans, and open-market loans.

Eleving Group is one of the largest fintech players founded in Latvia with a strong presence in 16 global markets across 3 continents. The company has a historical client base of over 500,000 clients worldwide, and the total volume of loans issued exceeds EUR 1.45 billion. In 2020 and 2021, the Financial Times ranked Eleving Group among the Top 1,000 fastest-growing FinTech companies in Europe.

The Group is already operating in East Africa. Businesses in the region makes up around 26% of the company’s portfolio, and with the integration of ExpressCredit, the strategic role of the African region will accelerate.

The integration will enable ExpressCredit to further develop not only in terms of product quality and processes but also by reinforcing the local teams with high-level specialists from the local talent pool. Management expects the new shareholder support to significantly improve the growth of the loan portfolio whilst maintaining quality and productive diversity.

Verdant Capital is advising ExpressCredit on its debt capital raising.

Source: Express Credit, Eleving Group, Mintos Blog

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